Holiday homeowners who provide guests with hot tubs risk significant claims if customers become ill.

Furthermore, if hygiene and safety regulations have not been followed, insurance cover would become invalidated.

Harry Appleton-Metcalfe, of rural insurance broker Lycetts, said that “All too often, people tend to skip over the small print regarding the potential health hazards”.

“If they ignore the regulations around taking water samples, and someone falls ill, their public liability insurance will be void and they could end up paying out thousands of pounds.”

Harry was highlighting his concern as owners look forward to an influx of summer holidaymakers.

“Hot tubs are a big attraction for potential holidaymakers, and owners know that by providing them, footfall is likely to increase.”

“However, hot tubs have environmental conditions that could potentially lead to the growth and dispersal of legionella and other infectious agents.”

The Health and Safety Executive specify how hot tub water should be tested and monitored, along with the quality and frequency of water inspections.

Harry also added that, “For those who offer – or are considering – hot tubs to enhance the holiday rental experience, ensuring all hygiene and safety regulations are adhered to is a must.”

Harry advice is to “also seek expert guidance from an insurance specialist.” The Lycetts Group specialises in farm and estate insurance as well as providing bespoke financial services, household, commercial and bloodstock insurance advice.

Lycetts UK Risk Management Services provide a comprehensive range of health and safety services to the agricultural sector, including health and safety policies, risk assessments, fire risk assessments, asbestos management services and general health and safety training.

Harry goes on to advise holiday homeowners that, “Local authority environment health departments and the Health and Safety Executive have produced documents that detail the steps and checks that should be followed, and I strongly recommend owners read them.”

He says that, “Everyone loves a hot tub, and being able to enjoy them safely means guests and operators can both relax.”